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पिछले साल बहुत सारे जाने पहचाने चेहरे महाकाल का ग्रास बन गए. मेरी नानी, कुनाल वर्मा, मोहित वर्मा.. मुझे कुछ कुछ विचलित करने लग गयी है काल की इच्छाएं.
अक्सर मैं अपने को सोचता पाता हूँ की अगर मेरा जीवन आज - अभी रुक जाये तो क्या वो सार्थक कहलाएगा? इस सवाल का जवाब मैं शायद दे भी दूं और चुप हो जाऊं. लेकिन मेरे मन में सवाल उठता है, अगर मेरे करीबी का जीवन रुक जाये तो? अम्मू, नाना या मेरी माँ? मुझे तब क्या ये दुःख होगा की मैं उन्हें समय नहीं दे पाया?

नानी के चार लड़के थे. लेकिन उनका पूरा जीवन अकेला ही बीत गया. कितनी बार मेरे को कहती थीं , ” अपनी माँ के साथ रहना, अजमेर में ही नौकरी कर लो”. नानी मम्मी को भी बतातीं थी की अपने पास ही रखना इस को. शायद अपने जीवन में पीछे मुड के देखने पे उन्हें लगता होगा की किसी भी बच्चे के साथ न रह पाना कितना बुरा है.

अब मेरी माँ वृद्धावस्था में प्रवेश कर रहीं है. घर पे केवल माता पिता ही हैं, हाँ गुलरभोज में जरूर बाकी भी हैं. लेकिन अगर वो गाँव न जायें तो क्या वो भी अकेली रहेंगी? क्या मेरा कोई कर्त्तव्य नहीं बनता उनकी ओर जब उन्होंने इतने साल मेरा इतना ख्याल रखा और मुझे किसी मुकाम पर पहुँचाया?

अगर विदेश चला गया तो गौरैया की तरह कुछ दिन आऊँगा और फिर उड़ जाऊँगा. जब तक मौका मिले परिवार के साथ रहने की मेरी तीव्र इच्छा है. जैसे ही नौकरी कुछ ठीक हो, मेरा विवाह हो, तो तुरंत सबको बुला लूँगा. अगर कोई न भी आये, तब भी ये ensure करूंगा की माँ कभी अकेली न हों…

सवाल-ए-वस्ल पे उनको उदू का खौफ़ है इतना,
दबे होंठों से देते हैं जवाब आहिस्ता आहिस्ता…

वो बेदर्दी से सर काटें ‘अमीर’ और मैं कहूँ उनसे
हुज़ूर आहिस्ता आहिस्ता जनाब आहिस्ता आहिस्ता

[ Word Meanings

सवाल-ए-वस्ल = The question of when shall we meet
उदू = disgrace ]

Have uploaded my first photos ever at http://www.flickr.com/photos/bhaiyyu/

Do visit the link and give your comments!

निकलना खुल्द से आदम का सुना था हमने,
पर बड़े बे-आबरू हो तेरे कूचे से हम निकले..

[ Lit: although I have heard the ignoble departure of adam from garden of eden / ( I still say) i was disgraced while leaving your street ]

- Ghalib, “hazaron khawahishain aisi” ( A thousand wish like these…) c. 1840s

समय और काल
खो जाते हैं Oxford की गलियों में.
High Street में, Broad Street में
Christ Church में
Bodleian और  Magdalen में
और St Mary Cathedral की घंटियों में.
समय और काल
पिघल जाते हैं 800 साल पुरानी
दुकानों में, मीनारों में
और Salvador Dali की घड़ियों में.

– 19 Nov 09, Oxford
Bodleian Library is oneof the oldest Library in the world. Magdalen College was established in 1458 AD and is one of the more beautiful colleges in Oxford.

जब तुम वापस आ जाते हो वर्तमान में.मुंबई में.. और देखते हो की तुम्हारा मन कही लग नहीं रहा है, काम करने की इच्छा सी नहीं रह गयी है, और हर चीज़ बदसूरत प्रतीत हो रही है… तब तुम्हे मालूम पड़ता है की तुम्हारा शरीर तो मुंबई में है, लेकिन तुम्हारा मन Greenwich park , National Gallery, Oxford और Thames के किनारे रह गया है.

और तुम सोचते हो की शायद वहां जाना ही नहीं चाहिए था.

Before I forget, here’s what happened on 19 Nov 09:

Started with me going to Mr Joel Shapiro’s room on first floor. Mr Shapiro had just moved in and some of the boxes were still there. It was a very comfortable setting with me sitting opposite Mr Shapiro. The interview lasted for about 40 mins. It was 100% technical. No standard questions like Why MFE, Why Oxford Etc.

1) What’s your math background?

2) What is Baye’s theorm? ( Had forgotten this, could not answer)

3) How to solve a system of equations? Tell me 3 methods.

4) How to find the area under a curve for discrete points? How is this different from continuous functions?

5) How much Economics do you know? ( told him that I’ve cleared CFA level 3 )

6) Lets play a game. 2 firms produce same good, unconstrained supply, unconstrained demand. Rule is if one price is lower than second’s, all the demand will go to the lower one. Otherwise demand split in two. Is system in equilibrium?

7) What will happen to game at start?

8) how will it progress?

9) what will happen in end?

10) Can the firm earn profits?

11) How can they earn profits? ( told him abt differentiation)

12) how will differenciated goods work?

13) what if differentiated products work? lets say coke and pepsi?

14) How else can they earn profits? ( told him constrained supply)

15-17) how will game start, progress, end in constrained supply?

18) Lets play two period game. What will happen in two periods?

19) any questions ( I said no, had already asked them in the Open day)

I have not studied game theory, so I dont know if my answers were correct or incorrect. But I have a feel that it wasn’t very good interview from my side. That said, Mr Shapiro was great.

Buddy with Chivas

Buddy with Chivas

Perhaps even more difficult than the search for the Goly Grail, the search of El Dorado, The search of the fountain of Youth is the Question - “Why Buddy is Buddy and why no one can be like Buddy?”

For those of you who don’t know him, Buddy ( Parmeet Singh) is 25/M/Weird/Witty/Engineer/Doing-good-at-job. He was my classmate for 4 years in Punjab Engineering College, Chandigarh (PEC) For the First three years , I found him to be the most weird guy of 2002-06 Electrical Engineering. But in the fourth year my opinions did a volte-face. During a trip with him ( and the class) to Nathpa-Jhakri I realized he was smart, intelligent, funny and good at heart.

Buddy often does things I can not even imagine to do in my weirdest dream. He’s tired of Cities? Ok He’ll go to Chitwan and valley of flowers for 10 days. He’ll go on a trip to a forgotten hamlet in Maharashtra where he’ll only have coconuts and fishes.  He is missing his parents? Ok, He’ll take them to pondicherry on a week’s notice. He’s feeling artistically challenged? Ok, he’ll learn the guitar.He’s feeling lonely? Ok, He’ll talk to every single man/woman/in-between in a bus in some obscure village of Thailand and will make them friends in 5 mins flat. A dog’s barking at him? Ok, He’ll go and pet it and give him a biscuit and within minutes buddy has found a new buddy.

Buddy is the only person who can visit each and every village of Kinnaur district and distribute sweets  like a Santa Claus. Buddy is the only guy who’ll  complete the half marathon of 21 KM  Buddy , After only one day’s practice,  In the most bizarre haircut possible, And with a peg of Chivas Regal in hand

Buddy is buddy and no one can be like buddy because we all are so engrossed in making our tomorrows better that we forget today. We all are like those rats who’ll starrve today to keep storing food for tomorrow. That tomorrow never comes. And we all remain rats.

We all are in pursuit of happiness…..While buddy is happy exactly because he’s not in pursuit of happiness .Buddy and me in Nainital ( Diwali, 2009)

class 9th में एक कहानी पढ़ी थी. “ततः किम्”. इस वाक्य का अर्थ है , ” What next?” . अभी कुछ दिनों से मैं ततः किम् के सवाल से जूझ रहा हूँ. CFA Level 3 का एक्साम ख़तम हो गया है, और अब मेरे पास करने को कुछ नहीं है. मतलब की खाली समय में करने को कुछ नहीं है.
ये अजीब बात लग सकती है, लेकिन पिछले 5-6 महीनो से मेरा एक ही काम था… जब भी फुर्सत मिले तो पढ़ लो. इस चक्कर में movie देखनी और किताबें पढ़नी बंद कर दी थी. अब मालूम पड़ता है की इन चीज़ों का दिल ही नहीं करता. बड़ी परेशानी है.
आज ज़बरदस्ती करके movie देखने जा रहा हूँ की भई social life फिर से चालू हो. लेकिन सवाल अभी भी रहता है, ततः किम्??

क्या moronic post लिखी है. :(

मुझे Internet लेना था अपने computer पे, और एक काम के लिए मैं अजमेर के Airtel office पे गया. वहां एक बन्दे ने बताया की आप 395/- देके Internet ले लीजिये. वहीँ पे एक और employee बैठी थी. उसने कहा, sir आप पहले एक सस्ता plan लेके speed देखिये, और अगर अच्छा लगे तो फिर बढ़िया plan ले लेना. उसकी बात मेरे को जची. वो बात मानने से मेरा फायदा भी हुआ. फिर मैंने २- ३ बार उसे फोन भी किया, और उस employee ने मेरी पूरी सहायता की. मुझे बहुत अच्छा लगा और मैंने कहा की क्या कोई appreciation book है यहाँ पे? वो कोई 100 पन्ने की किताब थी, और आज तक उसमे एक भी customer ने किसी को commend नहीं किया था. Ms पूजा ने कहा, ” sir, आप पहले हो जो की हमारे काम की सराहना कर रहे हो. बाकी सब तो issue solve करवा के चल देते हैं”

 —

मुझे अपने भाई गोलू की एक बात पसंद है, वो हमेशा ‘thank you’ कहेगा. चाहे वो एक छोटी सी गुलरभोज की दूकान पे जाये या चाहे दिल्ली के McDonald पे, उसकी ये बात नहीं बदलेगी. अगर में कभी उसे पानी का ग्लास दूँ, तो वो मुझे भी thanks कहेगा. कुल मिला के वो शिष्टाचारी है.और ये एक अच्छी बात है. अगर हम किसी की उसके अच्छे कार्य के लिए सराहना करें, तो हमारा कुछ नहीं जायेगा. लेकिन सामने वाला इससे बहुत प्रसन्न होगा और उसे लगेगा की वह केवल एक machine नहीं अपितु एक इंसान है. लोग america जाते हैं और पाते हैं की वो एक अलग दुनिया है. क्या कहीं उसके अलौकिक मानवीय पक्ष का Appreciation एक बड़ा कारण तो नहीं?

 

 

(On an entirely different note my Mummy, who is in get-varun-married-mode, said she liked that girl and should she ask her to go on a date with varun :P )

अतृप्त मैं,
सुदीप्त तुम.
‘औ हमारे मध्य,
अकथ्य खालीपन..

 

( क्षोभ = sadness with a tinge of anger

अतृप्त = unsatisfied

सुदीप्त =  beautiful, bright 

अकथ्य = What couldn’t be said)

Category: Uncategorized, love, poem  Tags:  One Comment

काफी लोगों ने कहा है की अपना ऑक्सफोर्ड का interview experience कहीं लिख दूं. आप सभी के लिए यहाँ post कर रहा हूँ. क्यूंकि कुछ लोग हिंदी नहीं जानते, सो अंग्रेजी में लिख रहा हूँ.

My MFE (Masters in Financial Economics) interview was scheduled at 9 30 Am on 27 Feb ‘ 09. As this was a telephonic format, i had to call an international Number at 3 PM IST. I booked a conference room in my company and called Mr Alan Morrison(AM), My interviewer, at 5 mins to 3.

Me-> can I speak to prof Morrison?
AM-> Hello, i guess you’re calling for an MFE interview. Ok, Tell me why you want to join oxford.

AM-> Why MFE

AM-> Tell me about securitization market in India
I told him abt the dynamics, both present and past

AM-> who are the players?
Me- MFs, LIC, Banks Etc

AM-> why do you securitize?
Me-> profit/CAPAD/Liquidity

AM -> Compare US and Indian MBS/ABS
Me-> told abt structures, AAA nature, wat gets sold etc

AM-> WHy do people buy these PTC in India
ME-> told good return, no default. AM seemed interested

AM-> Can US Subprime happen in India?
me-> No.OFS not present. CDO square not present

AM-> Tell me abt pricing of ABS
Me-> Risk Free+ premiums

AM-> OK, you have done MBA.tell me about Miller modigillani propositions.
me-> told him abt prop 1 and prop 2

AM-> connect Miller modigillani proposition 2 with Securitization market i India?
Me-> Stupified. Didn’t get the question.

AM-> Tell me why is a 300 bips spread between AAA and AAA(so) ?
me-> liquidity premium

AM-> Thanks, Any questions?
Me-> scholarship?
Me-> why has TARP sometimes given only $ 1 as aid to some banks?

AM-> Responded.
AM-> Thanks for calling us, expect result on 27 march.

Me- Thanks.

Interview lasted for about 15 mins. Overall it was OK. No cross questioning.It was much more technical than I had expected. I was satisfied, don’t know what will happen although

21
Feb


चिट्ठाजगत अधिकृत कड़ी

12
Feb

आजकल ब्लॉग लिखे में स्वतंत्रता नही है। कुछ लोग टिपण्णी लिखते हैं मेरे पोस्ट पे। ये मुझे अच्छा लगता है, धन्यवाद! लेकिन उसके साथ ही साथ अब मुझे लगने लगा है की कुछ ऐसा लिखूं जिसपे कुछ न कुछ टिपृपणी ज़रूर आए। तो मूलभूत रूप से अब में अपने नही, अपितु दूसरों के लिए लिखने की कोशिश करता हुआ स्वयं को पाता हूँ। यह सही नही है।

यह अजीब बात है की मैंने ज्यादा लोगों को अपने ब्लॉग के बारे में नही बताया है, मेरे ख़याल से १-२ को छोड़ के सबने अपने आप ही इसे मेरी ऑरकुट profile या पता नही कहाँ से खोजा है, और ये बात भी मेरे को ठीक लगती है। क्यूंकि मैंने शुरुवात इसी ख्याल से की थी की कोई अपने आप पढ़े तो ठीक लेकिन मैं किसी को इसके बारे में नही बताऊँगा … ताकि मैं अपने लिए लिखूं। ” Arts for Arts Sake” ।

अगर मैं अपने को अभिव्यक्त करने की आज़ादी चाहता हूँ, तो लोगों के विचार सुनने की आकांशा रुपी मोहपाश से स्वयं को मुक्त करना पड़ेगा।

24
Jan

दीवार के सहारे बैठे हुए,जब

मैं कुछ कहते कहते रुक जाता हूँ,

पूछती है मुझसे,

“क्या सोच रहा है,

कहाँ खो गया है ?”

और आंखों में देखते हुए,मेरे

जवाब का इंतज़ार करती है

तब उन लम्हों में,

चुप हो जाता हूँ,

कुछ बहकता हूँ, मैं कुछ खो जाता हूँ।

और उसे कुछ समझ नही आता॥

चेहरे पे उसके उलझन देख,

” अरे ऐसे ही यार! कुछ नही”, मैं हँसता हूँ

वो मुस्कुराती है,

और मैं कुछ और चुप हो जाता हूँ…..

क्या करें और कहाँ जाएँ?

क्या रात को सवेरे में तब्दील होते हुए,
पूर्वोत्तर कि ओर तकते जाएँ?

क्या जेहन में छुपे हुए गम को,
मुस्कुराहटों के झूठ में डुबोते जाएँ?

दुपहर मिल कर भी उनसे,
शाम को अनजाने होते जाएँ?

रिश्ता अजीब है ये ‘स्वतंत्र’,
चाहे नाम हज़ार देते जाएँ…

♂ “Bye”
♀ “What’s that?”
♂ “Kya ‘what’s that?’”
♀ “I mean, that’s not the way to say goodbye!”
♂ “Really? Then what is?”
♀ “You first make a context, then taper off the conversation, and finally say ‘bye’ as a fitting finish”
♂ “Duh??”
♀ “Arre, look at me. I ask how’s the weather, then I talk about….”
♂ (Interrupting) “Hey wait a minute! We already discussed about the weather in Mumbai”
♀ (Gives me an exasperated sigh) “OK. So talk about a movie, about parents, about a collegue”
♂ “There is no interesting Hindi movie going on, nothing happens in my parents lives, My dog is too dumb to be talked about & you know how bad I am at gossiping about people”
♀ “your IQ might be 170, but your EQ is surely in single digit”
♂ “Umm… I don’t know”
♀ “You’re Stupid. Chow!”
♂ “that’s ‘Chow’ all right but that isn’t Ciao.”
♀ “what do u mean its chow but not chow”
♂ “I mean its C-I-A-O but pronounced as Chow, Italian you know”
♀ (blushes) “oh! hi hi …you know my spellings na”
♂ “by my superior IQ I have just calculated that this phone call has already costed you Rs 43 and if we didn’t have this last piece of conversation, you would have saved Rs 5..”
♀ “click”
(call ended)
♂ (To myself) “That’s the secret of the art of saying goodbye”

गणित पढ़ते पढाते सहसा लगा कि आदमी कि उपलब्धि ये नही है कि वो विज्ञान में कितना आगे निकल आया है। ऐसा नही कि मुझे वैज्ञानिकों के आविष्कारों पे आश्चर्य न हो। वो निश्चित रूप से मानवीय आकांषा कि एक सफल प्रतिमूर्ति है, किंतु विज्ञान प्रकृति में विद्यमान सूत्रों कि खोज ही तो है! 2+2=4 हमेशा रहा है। गुरुत्वाकर्षण newton से पहले भी था, और बाद में भी रहेगा। अगर newton न होता, तब भी वो रहता। विज्ञान सत्य कि एक खोज है …बस इससे आगे कुछ नही।

कला (Art) एक बिल्कुल अलग चीज़ है। वो आदमी कि कृति है। वो आदमी है जिसने इतने सुंदर रंगों से चित्रकला बनी है, जिसने सात सुरों से करोड़ों गाने बनायें हैं, जिसने पत्थर तराश तराश कर अजन्ता - एलोरा बनायें हैं, जिसने भाषा का आविष्कार किया है।असली आविष्कार वही हैं जो मनुष्य ने अपने मनुष्य होने कि वजह से बनायें हैं। कैसे आदमी ने इतने सुंदर शिल्प बनायें हैं! इंसान ने अपने आस पास कि दुनिया को अगर कुछ दिया है तो वो केवल कला के नमूने हैं। केवल वही एक ऐसी चीज़ है, जिसमे हमने प्रकृति में कुछ जोडा है।

बाकी सब ( मशीन, बिजली, विलास-वस्तु) तो वही पानी, मिटटी और आकाश का खेल है जिसे मूर्ख मनुष्य अपनी सरंचना सोच के इतराता है और जिसपे सृष्टि मंद मंद मुस्काती है!

—–
“बावरे से इस जहाँ में,
बावरा एक साथ हो,
इस सायानी भीड में,
बस हाथों में तेरा हाथ हो,
बावरी सी धुन हो कोई,
बावरा एक राग हो,
बावरे से पैर चाहें,
बावरे तरानो के,
बावरे से बोल पे थिरकना।
बावरा मन देखने चला एक सपना। ”
- स्वानंद किरकिरे

18
Feb

I can’t see the end of me
My whole expanse I cannot see
I formulate infinity
And store it deep inside of me

http://www.esnips.com/doc/a8773fdc-4859-4f9d-87f2-29d480daead1/Nirvana+-+Oh+Me

ESNIPS पे “हम लायें हैं तूफ़ान से किश्ती निकाल के ….” गाना सुनते हुए याद आया कि छब्बीस जनवरी पास आ गयी है। याद आया कि फिर से स्कूली बच्चों को जबरदस्ती राजपथ ले जाया जाएगा और मैं ख़ुशी ख़ुशी सोचूंगा कि चलो एक छुट्टी और मिली।

तभी याद आया कि मेरे दादाजी (बाबा) और दादीजी (अम्मू) भी शामिल थे स्वतंत्रता सेनानियों में और अनगिनित गांधीवादियों कि तरह उनके भी जेल जान पड़ा था। दोनो कि तबियत भी काफी खराब हुई थी उस दौरान। बाबा और अम्मू दोनो ही संपन्न परिवारों से ताल्लुक रखते थे और उन्हें कोई आवश्यकता नही थी अपने स्निग्ध जीवनशैली त्याग के ,जेल के एक बैरक में बासी रोटी और अधपकी दाल खाने की। लेकिन उन्होने ऐसा किया, कुछ अपनी पीढ़ी के लिए, कुछ मेरी पीढ़ी के लिए और कुछ मेरी आने वाले पीढियों के लिए।

बाबा अब नही रहे, अम्मू से अगर पूछों कि आपने क्यों इतना त्याग किया तो वो कहेंगी कि उस समय का उन्माद ऐसा ही था। वे कहेंगी कि कुछ इतनी बड़ी बात भी नही थी। किन्तु जिस चीज़ के लिए आपने इतनी मेहनत की, उस की कीमत हम में से कोई न समझा।

एक PEPSI पीते , McD का burger खाते और GRE देके पहले मौक़े में अमरीका जाते हुए आपके अयोग्य पौत्र की ओर से शत् शत् नमन .

इंग्लिश में गाना पढ़ने से मूड खराब हो जाता है…. पेश है देवनागरी में इस सुन्दर गाने ke शब्द ….

मनोरमा 6 FEET UNDER

तेरे सवालों के वो जवाब जो मैं दे न दे ना सकूँ - 4
पिघले से अरमान है , दो पल के मेहमाँ हैं
आँखों के आलों में, चाहत की लौ जलने दो
तेरे सवालों के वो जवाब जो मैं दे न दे ना सकूँ- 2

(कह रही है जो नज़र तुझे है ख़बर के नही कह रही है तेरी नज़र तू बेखबर तो नही) - 2
तेरे बिना जिंदगी है अधूरी , तेरे बिना क्या है जीना
पिघले से अरमान है , दो पल के मेहमाँ है
आंखों के आलों में, चाहत की लौ जलने दो

(तुम कहो तो मैं रोक लूँ , jo तुम कहो तो नही
सीने में है कैसी खलिश , तेरी कशिश तो नही ) - 2
तेरे बिना जिंदगी है अधूरी , तेरे बिना क्या है जीना
पिघले से अरमान है , दो पल के मेहमाँ है
आंखों के आलों में, चाहत की लौ जलने दो
तेरे सवालों के वो जवाब जो मैं दे न दे ना सकूँ - 2
तेरे बिना जिंदगी है अधूरी , तेरे बिना क्या है जीना

Students -

1) Rahul Newar - The true bond.
2) Neelesh sachdeva - The only person who has everything that i’m impressed by. Studies, Intelligence, People skills, Carefree, Down to earth & helpful
3) Naval Goel - The only person who knows finance in IIFT. The only person who is unaffected by what people say. The only person whose transformation impresses & inspires me.
4) Chango - He’s Smart, he’s ambitious , he’s pragmatic & he networks like anything. If he’s your friend, you know he’ll be there when you need him.

Professors -

1) Deepak Chawla - for developing a passion for Stats in me.
2) P. Bhaumik - The only teacher who taught me ‘why’ of mathematics. The only teacher who instilled confidence in me that I too can understand mathematics.The only teacher who made me believe in my intellectual capabilities.

Administration -

1) Gaurav Gulati - For proving that rules are meant to help you, not hinder.

Support Staff

1) Ramnivas Ji - for having a smile on his face even while dealing with so many irritating situations.

I’m in love with this band. The music is simply awesome. “Meloncholic Ecstacy” fills me with a spectrum of emotions. If you still haven’t heard it, do that right now!

Just read that they’e coming to delhi…Date: December 1
Venue: SAARC Band Festival, Central Park CP, New Delhi
Time: 8.30 P.M.
Tickets: Entry Free…

Whoa! am going there….

Sharma Ji, wish you were here!

Hari told me today that placements are very important because they will determine where we’ll finally end up in our lives and are thus a make or break thing.

I don’t think so. Looking back at my short 24 yr old life, I think that at each point there were aways some pressing problems which we thought were make or break. Remember the class X board? or class XII ones? or some exams at resonance or even IIT JEE? They all were damn impat that time but now i don’t think so. there are new opportunities today which have taken that mindspace.

The leitmotif of make or break still exists although. And it always will. For remember there is no true happiness ,only ‘In pursuit of happiness’
——–
PS : Congrats Ruhani ! :)

कौन मूरख़ है? क्या वो जो धीरे सोचता है , या वो जो धीमे काम करता है, या वो जो पढाई अथवा खेल-कूद में पिछड़ा है?क्या वो जो अजीब सवाल पूछता है या वो जो अजीब बातें करता है ,या फिर वो जिसका काटने में सबसे अधिक आनंद आता है?

कहना मुश्किल है ! लेकिन ज़रा सोच के देखिये, हम सब जीवन के किसी न किसी मोड़ पे, कुछ मूर्ख़ता नही करते है? एक सवाल उभरता है…. क्या हम सब, किसी न किसी की नज़रों में मूर्ख नही हैं?

हमे क्या अधिकार है की किसी का मजाक उडायें ? हमे क्या अधिकार है की किसी और की बुराई करें ? ख़ुद में कभी झांक कर तो देखे की आखर हम कौन बड़ी तोप है जो दूसरे को गधा कहे!

फुददु वो है जो अपने को दूध का धुला समझे और सोचे की उससे बेहतर व्यक्ति नज़र नही आता. नज़र उठा के देख आदम!! हर वो चीज़ जो मै करता हूँ, मुझसे १०० गुना बेहतर कोई और कर सकता है, और हर वो चीज़ जिसपे तुम इतराओ , उससे १०० गुना वोही किसी और के पास भी हो

“बना है शाह का मुसाहिब , फिरे है इतराता
वरना शहर में गालिब की आबरू क्या है “

Ok. So I came all the way back from Delhi to take the CFA exam in Bombay on June 3, 2007. so what if the useless trip cost me 12,000 bucks. It was well worth the efforts, time and money…. Or was it?

Ummm… may be not. this exam was different. .. Chalo let me start from the beginning

I landed at Mumbai airport after flying through beautiful clouds aboard an Indian airlines flight. People say that their service is poor; however it was much better than Go air. Anyways, I had a window seat and for the first time was in an airplane while being in midst of a storm. The plane was shaking violently and was bumping too… seemed more of being in a bus from Kota to Ajmer rather than in a plane from del to bom.

Anyways, after a 45 min delay I landed at Mumbai airport at about 8 PM. I had already made my boarding arrangements at 3 places. So I went to NITIE because it was closest to the test centre at Thakur Engg college at Kandivili. I got a room on 7th floor, number 707. it seemed as if the airplane thing was just not leaving me. There the room was in a mess and no pillows or bed sheets were provided. So I borrowed a bed sheet from shriharsha which I eventually used as a pillow because I didn’t want the sleep to be a pain in the neck (pun intended)

When I landed in NITIE, Chandan told me that PPO decision is due on Tuesday. Now I already know what skimpy chance do I have at a PPO so it didn’t bother me much. However there was, and is, a small feeling that ….. Chalo, let’s leave that for a moment.

So I borrowed an alarm clock. I set multiple alarms just to make sure that I don’t forget to wake up in the morning. . I studied a bit of GIPS and asset valuation before I slept at 11 30.

I woke up at 5 30 AM. But then I thought “ki agar life mein neend nahi poori ki to kya kiya?”. So I slept for an hour more and woke up at 6 30 AM out of sheer tension. Then quickly got ready and was set to leave for the exam.

A break here— at this point I must state that NITIE campus is very beautiful. I liked it very much, about the same as PEC.

Haan to as I was saying, when I was going out of the hostel I found a few guys all ready like me. I guessed immediately that they too were CFA candidates. Since there was only one centre at Bombay, my baniya buddhi thought it better to share an auto (read cut my operating expenses by half). So I sat with this padhakoo looking guy. The route from NITIE to kandivili was very beautiful. It was a cloudy day and that really cheered me up. In fact it was so beautiful that I really had a doubt that this place was in Bombay. Chalo koi na, I finally reached thakur’s at about 7 50 AM.

There were lots of people at the centre. Around 2000 may be. There were a quite a few sexy looking chicks too, which busted my myth of finance being a male dominated area. Or may be it was just another application of looks-and-boobs-can-take-you-places theory

Jo bhi ho, the centre was very well managed. Invigilators were wearing a seemingly bulletproof yellow top up shirt which reminded me of a parrot. I asked one of them why was it like that and she told me it’s CFA policy. I though that the CFA institute makes people work like an ass and look like a parrot… what are they somehow affiliated to PeTA? But then I just shrugged off the feeling and continued my observations at the firagi test centre. There were big posters of Cell phones not allowed and Laptops/ PC’s not allowed all over the place. They were printed on pretty decent paper and I wondered how much would have this bullshit cost them. But with all that $845 fees, they can spend money on things like that I guess.

So then I went inside the centre where they repeatedly checked my hall ticket and Passport. They’re pretty touchy on these issues yaar. So then they gave us a very well printed exam booklet and OMR sheet and read the instructions aloud. The test began at sharp 9 AM according to the 30 Rs digital ‘hello kitty’ watch that I purchased from Dwarka.

I started with Portfolio Mgmt . there were 6 qns and I did not know answer to 1. CML and SML were heavily tested material. I then moved to asset valuation. But I found that tough and in the mid section went to economics which I again found tough. There were some qns on monetary policy effects on currency appreciation that I’m sure I did bad in. I next moved to Quant which was ok types and to Ethics which were fine. Then I went back to asset valuation before finally doing Financial statement analysis, which as again OK.
So in essence, asset valuation was tough and other sections were fine… but I din’t have that ‘phod diya’ feeling in AM test.

BUT I finished the test 1hour before .

Then there was a break for 2 hours where I had a very oily chola bhatura and a fag. This guy from ICFAI was also smoking and I cursed his institute a bit. He was curious about IIFT and I gave him general gyaan.

I met a few of my college seniors also during the exam

Then came the afternoon session.

This section was easier. I started with portfolio mgmt again which was just OK types. Lots of CML/SML qns again. Then I moved to asset valuation which I found easy. As I was a bit confidant, I moved to FSA which again was easy. Nest I went to Economics which was cool . Then was Quant which I think I cracked. Last was ethich where again I did well.
Overall paper was easy But tricky. Also lots of ‘ratta’ is required. Theory is big time important. Even quant had theory in it.

So in essence, AM was bad and PM was good. However, because AM was Quite bad, I’m 80% sure I’ll pass. Ok may be 90% but definitely not 100%

Out of 240 qns I did not know/got confused in 54 qns.

Assuming I knew the answers at this much correct of level, my score is

70%level 75%level 80% level 83%level 85% level
sure 186 130.2 139.5 148.8 154.38 158.1
unsure 54 13.5 13.5 13.5 13.5 13.5
Total 143.7 153 162.3 167.88 171.6
% 59.875 63.75 67.625 69.95 71.5

at most I can get 74% approx

Most probably I’ll get 68% types. So that’s it. I’m borderline case in this exam

Today the first email that I checked in the morning informed me that CFA exam has been cancelled in India this june. I couldn’t really figure what it really meant. For starters, I just couldn’t believe that this could be true. An institute which is over 60 yrs old and which has been conducting exams in India for the past 10 years, can’t really show up 10 days before the exam and say,”listen folks, I’m sorry but we ain’t gonna conduct this exam” right?

Wrong. They did send us a terse letter telling just this. And I ( & others as well) who has slogged so long for the past 7 months has been left high and dry over this ugly battle between CFAI and ICFAI. All my hard work has gone down the drain, and even the moolah might be in danger. But most importantly, what about my time?? What about so many hours of reading and mental acrobatics over arcane topics which could’ve been utilized more effectively.

I feel cheated. Money is not the issue. The real issue is the time that I spent and which will never come back. Yes, Its true that all this time & hard work that I had put in has added value to me as a professional. Its true as well that preparing for this exam exposed me to so many new things that I did not know about finance. But still, there was always that aim to get the coveted three letters appended to my name that made me go on even though when I wanted to quit.

I remember that even in the final hours before the trimester exam I was still preparing for CFA. And this was so because all this time I always considered CFA to be more prestigious than MBA. MBA received a step brotherly treatment from me rather. If I had some time left, I’d listen to Saradhi’s bakwaas or Sindhwani’s diatribe in between changing from one page to another on my FSA book, but I had my priority clear in my mind

Now I observe, that I actually learnt nothing from MBA because I consciously CHOSE NOT to learn. CFA took priority over MBA because I deliberately downplayed MBA in my mind and that’s why I’m feeling so bad about this sine die postponement of the exam. The two years that I spent in IIFT could’ve been utilized much more efficiently. I could’ve made many more friends, I could’ve read so many more issues of HBR or done some research work on neural networks per se. But nothing.

So now I’m left with a knowledge, which although adds value to me as a person, means nothing for the employer because it’s simply not recognized. And in this pursuit of neverland, I’ve screwed my MBA experience and am just the same person that I was, 2 years before I entered this school

So long, big hopes. Time for reality check now.

Paradise lost.

“A walk in the village of Gularbhoj, Uttaranchal”
(1 weekend +fri/mon Between 15-30 june,2007)

A 3/ 4 day rejuvenation camp in company of PEC friends

Hey!!
Are you, yes you: I mean the guy reading this mail, tired of a boring stay at NCR?
Are you frustrated with your routine ?
Do you feel that your company considers you as just an extension of the computer?
Or do you remember the bygones?
Or do you miss Varun Agrawal(not agarwal/not aggarwal)’s company?
Or do you think that you require a break from this !@#$ life of yours??
Or ummm…am running out of ideas..just substitute one here.

If yes!!!

Then we have got the perfect plan for you!!!

Join us at the special village tour at village gularbhoj, District Udham singh nagar, Uttaranchal

Just 6 hours from Delhi by bus (200 KMS)

Exclusivity :

  • no peeping/irritating fellow travelers
  • Good-Old-days feeling
  • Limited seats ( only PEC- electrical 2006 friends of 02459 eligible)
  • Exclusive friend list
    Sharma Ji (the boss)
    GG : the himesh Reshamiya
    RG: the kamaal friend
    Raman Arya & his brother : His excellancy, The prince(s) of Narwana
    Avneet : our gumshuda friend
    Bajad: does he need an introduction??
    Special Attraction : BBBBBUUUUDDDDYYYYYY ( Er Parmeet Singh)
    ( the I’m-coming-on-so – u – better-get-d-party-started Sensation!!!)
  • NO CAREER DISCUSSIONS AT ALL
  • A walk in the village bazaar
  • A ride in tractor
  • A ‘swim’ in the tube well
  • A picnic on the river
  • A walk on the dam
  • A trip to Nainital
  • Roaming on Nainital streets
  • (if possible) Adventure sports in Rishikesh
  • Meeting with Mr Varun Agrawal(not agarwal/not aggarwal)’s grandmother who knows all
  • the guests.( especially Navu & Bajad)
  • Ghar ka khaana
  • Walk on village streets that lead to nowhere
  • Ride in the Indian railways amidst the last remains of a jungle
  • Bajad & boss’s witty remarks
  • Varun Agrawal’s (not agarwal/not aggarwal) PJ’s
  • Kite flying
  • Watching the 1000’s of firefly(Jugnu)* …..(subject to availability)
  • Star Gazing— Real stars,not city lights/pg 3 people
  • Playing with the dog if he doesn’t bite you
  • Etc etc etc

    However please note: Following activities are banned!!!!!

    · Being in a sullen mood
    · Talking about IT life
    · Not mixing with other guests
    · not being cheerful
    · PEC-LANGUAGE ( YOU KNOW WHAT I MEAN *&@#) in village

    RULES AND REGULATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE

    Varun Agrawal
    Mumbai contact number : 9833847216
    Varun.pec@gmail.com

Whoa! Life has changed so much after my guide returned. Suddenly I find myself amidst loads of work. I have to work till 7:30 , 6 days a week.
Apparently my guide got a shouting from the bosses in Europe over the plans which he had. My boss’s boss was also telling him, “ Your plans are bullshit … absolute bullshit Doc” . Now that he has to perform, he has told me to buckle up. Now my project will involve loads of traveling and ‘sir-khapai’. After all He has to deliver, and I have to do the work. How logical.

So now here I am, enroute my way to Ambala & Solan. Trying to figure out all about mushrooms. Reminds me of that sub-edible mushroom-mutter that we used to get in PEC.. yaad hai? Those were the days when we would just go to mezbaan-11 and dine to our hearts content in 70 rupees. In Bombay saala a ‘bhutta’ costs 25/- . washing a shirt costs 15/- . washing a pant costs 25/-. 1 dozen of mangoes cost 250 Rs et al.

And amidst all this workload is the CFA exam on june 3. 25 days more. And now I’m ready to press the panic button. Thank god that I have completed the syllabus so I know that I’ll be able to revise it. Had I not, would have been dead turkey by now.

The fact that I’m writing this piece proves I have been able to survive the 89% humidity levels and the rotten-fish-stench of the Bombay climate. Thank you god that you had sent me to Kota where I was accustomed to all un-inhabitable conditions that humans could stand and am reaping(read sweating) that benefit now.

My project in company is in a mess. My guide has gone to EU to negotiate business while I am left here trying to figure out some way to supplement Unilever’s coffers with yet more riches. My work involves sourcing agricultural raw materials for Unilever worldwide from India. Am working on saffron & Walnuts now and might have to travel to Kashmir for them. After all 98% of these products are in Kashmir. To be specific, 100% of saffron is in pulwama district and 98% walnuts are in Anantnag & Doda district. I have stated to appreciate the stereotypical American Doper’s comment, “Peace man!!”
Anyways, now that I have merrily wasted my time(emptied the coffee machine/surfed the internet/eating Parle G) in office thinking about ‘innovative’ ideas to save moolah on RM, I now dread what if my guide , on coming back from the EU trip, asks what Bajad’s boss asked him, “sow(show) me the money, sow me the money!”
So one day I went to Bandra Bandstand. At 8 PM when I was going there, a policewallah stopped me and asked, “ Where is the girl?”. I answered that I don’t have a girl. At this he replied that I’m not allowed to visit the beach if I don’t have a ‘ladki’.. WTF..man I’m moving towards another spell of depression……..